Personal Loans are the best financial sources to fund urgent or planned expenses. Personal Loan features like no collateral requirement, 100% online application, and flexible repayment tenures make them India’s most sought-after loan options. However, once the borrowers receive their loans, keeping track of all repayments is extremely beneficial through a Personal Loan statement. It is an account statement that carries every essential detail about the loan.
Getting a Personal Loan statement is as easy as logging into an account and downloading it online. Keeping track of loan statements ensures regular payments and keeps the borrower updated about their loan status, repayments, and applicable charges or changes. Find out more about this essential document and how to get one instantly.
What does a Personal Loan Statement Include?
Checking the Personal Loan statement regularly helps borrowers plan their finances and stay in the loop with all the paid and due payments. Delayed payments, additional penalties, and any changes will also reflect in the statement. Below mentioned are some crucial details a Personal Loan statement includes:
- Loan Summary: The statement contains a summary of the processed credit transactions and the outstanding debt during the statement period. The summary includes essential loan aspects like the charges, interest rates, loan terms, etc.
- Interest Rate: The document mentions the applicable interest rate according to the borrower’s eligibility. One may use a Personal Loan rate interest calculator to calculate their interest rate based on their income, DTI ratio, credit rating, and other eligibility conditions. The statement also includes any changes in the rates.
- EMI Repayments: One may find details about the monthly EMIs they must pay each month. If they have already paid a few EMIs, their details will also be visible on the loan statement. Paying the EMIs on time is crucial, as missing them may attract penalty charges.
- Outstanding Loan Balance: After paying a few EMIs, the statement will reflect the outstanding amount on the loan. The calculation starts from the day a borrower takes the loan. The remaining balance reduces as the borrower pays the EMIs.
- Other Details: The statement also reflects any adjustments in the loan payments, redraws, reversals, etc., during the loan term.
Different Ways to Get a Personal Loan Statement
There are several ways a borrower may use to view and download their loan statement. These are a few common ones:
Website: Today, almost every lender in India has a website where they showcase Personal Loan features and their various financial services. A borrower may use the website to view their loan statement. The borrower must visit the lender’s website, find the loan section, enter login credentials, and view their loan statement. In the same section, they will also find a tab to download their e-statement online.
Mobile App: The borrower can download their lender’s mobile app on their smartphone, log in with their credentials, and click on the loan section. There, they can view their loan statement and download it if required.
Email: One may email the lender asking them to send them their loan statement. A reliable financial institution focused on customer service will send the e-statement to the borrower’s email ID within a few hours.
Call Customer Care: The borrower may call their lender’s customer care number, talk to a customer representative, and request them to send their Personal Loan statement. They may send the statement via post, email, or a download link.
Chatbot: Many lenders and financial institutions have an online chatbot to give a superior experience to borrowers. One may chat with the chatbot and request a Personal Loan statement.
Offline: The borrower may visit the lender’s nearest branch and get a hard copy of their loan statement. Since reputed lenders respect privacy and do not hand over Personal Loan statements to anyone, it’s crucial to carry relevant documents to the office. After verifying the identity, a representative will provide a Personal Loan statement to the visitor.
Those who have availed of a Personal Loan must view their statement frequently to stay informed about the latest updates. It records all the essential details about the loan and the payments. A transparent statement with all the necessary information keeps the process transparent and avoids any possibilities of disputes between the borrower and the lender.
Project Management Tools Monday and ClickUp
If you need to manage projects, you may want to consider implementing project management tools. Check out these two great options: monday.com and ClickUp. These tools provide a wealth of features, and they’re affordable as well. Each of them offers different benefits, and a free trial is available to help you decide if they’re right for you.
Project Management Tools Monday
If you’re looking for project management software, Project Management Tools Monday and ClickUp are two great options. Both are easy to use and set up. However, ClickUp offers more customization options, such as the ability to control who can see private files. As a result, it’s more suited for larger teams.
Both Monday and ClickUp offer a lot of different features. Monday’s project management tool is especially popular due to its flexibility. It is very affordable while offering a number of robust features. The software is suitable for sales teams and other teams that need to collaborate on projects. Its free version allows up to 10 users. Paid plans start at $8 a month.
ClickUp is an excellent free tool for project management. It has many features, including task management, assigning team members to specific tasks, setting due dates, and managing resources. It also supports file uploading. But if you’re looking for a premium platform, you’ll need to shell out some cash.
Microsoft Project is an excellent proofing tool and makes a great central workspace for collaboration. It also offers flexible templates that allow team members to comment directly on task elements. However, Microsoft Project is expensive for solo users, and its integrations with other tools cause delays in notifications. The software is also available as a desktop application. Basecamp is another great tool for managing project activities and is cloud-based. It has a free trial period of 30 days, but some of its integrations cause delayed notifications.
Project management tools help you manage your time and ensure that your projects are delivered on time. They also allow you to organize your tasks and track their progress. If you’re looking for a project management tool, consider clicking the links below. There are many different tools available, and there’s something to suit everyone.
Both of these tools Monday and ClickUp make it easy to manage multiple teams and projects. Monday has an impressive list of built-in templates and power-ups, and ClickUp’s list is less comprehensive. The former is more time-saving and practical, and Monday offers pre-built templates, while ClickUp’s seem out of touch with their function.
One important difference between the two tools is their hierarchy of components. While ClickUp has a hierarchy of components, Monday has no such hierarchy. Its multiple layers store all the data. Moreover, it has multiple views for each layer. This makes Monday more suited to larger teams. It’s important to consider the differences between these two tools when deciding between them.
ClickUp offers a public API that can integrate with other tools. It also has a wide variety of integrations with top CRM software, project management platforms, and calendaring tools. However, Monday has more native integrations with major platforms. It is possible to set up your own custom sub-software with ClickUp.
ClickUp has a powerful dashboard feature that allows you to see a high-level overview of your workspace. It allows you to monitor progress and evaluate your projects and business strategy. It allows you to customize dashboards for various use cases such as sales, remote work, and relationship management. ClickUp also lets you customize your dashboard with smart widgets. More than 50 widgets are available for you to choose from, so you can make it fit your company’s needs.
ClickUp offers more advanced analytical reporting features, and it offers a marketplace for third-party applications. It supports over 1000 third-party business tools, including Dropbox, GitLab, and Outlook. Moreover, both tools feature a flexible hierarchy that lets you organize your work in the way that makes the most sense for you.
If you’re considering a Monday alternative, you’ll be pleased to know that this platform has many features you can use for project management. You can access modules such as task management and project management to keep track of work assignments, while also managing your team’s communications, team chats, and timesheets. The program is extremely easy to use, and even non-IT professionals can easily adapt to it.
Among its other features, Monday can also help you run polls, collect feedback, and understand the preferences of your team and board. Whether you need a project management tool or a team collaboration platform, you can find one with a demo on Monday.com. The product offers a number of collaboration and communication features and has many uses for both small and large businesses.
Monday is fully customizable, enabling you to work in any Kanban technique you like. It has easy-to-use features and drag-and-drop functionality. It’s a popular choice among project managers in the UK and Australia. It allows you to create multiple boards for your projects and assign tasks to them. You can even customize fields and set deadlines.
If you’re looking for a high-quality, affordable PM tool, it’s important to research the different options before making a purchase. Many companies offer free demos and are happy to provide limited access to their customers. Before purchasing, it’s best to test out several options and find the one that works for your team.
Monday and ClickUp have different approaches to project management. The former is more user-friendly, with fewer options and a more real-world approach. Monday is more convenient in the sense that it has pre-built templates that help users get up to speed quickly. ClickUp, on the other hand, has a more cluttered look and feels disconnected from function.
ClickUp lets managers track progress toward key milestones and ensures that deadlines are met. The software allows managers to set both short-term and long-term goals. It can also calculate a total time estimate, based on the subtasks a project contains. The time estimate is displayed for all tasks in a workspace, as well as for the current status.
Monday has more extensive chart editing options than ClickUp. It can even create custom charts, with x and y-axes, as well as benchmark lines. It also lets you track who is working, and what they’re working on. Users can also set permissions and boundaries, which is helpful in larger teams.
ClickUp also offers more analytical reporting. It offers more than a dozen integrations with third-party tools. This means you can integrate with dozens of business tools without additional software. It can also be used in tandem with other applications. For instance, you can connect Monday to Dropbox or GitLab, and both systems can display project updates in real time.
ClickUp is a flexible and versatile tool. It is designed for teams of any size and industry, and it lets users customize features to fit their needs. It offers a free plan and low prices, which makes it a good choice for startups and small businesses.
Monday.com Pricing vs ClickUp Pricing
The two project management tools are similar in many ways. However, one feature that separates the two is their pricing structure. While ClickUp charges more, Monday’s pricing is lower. There is a free plan, but it only allows two users. This means that the paid plan is better suited for teams of two or more people.
In addition, Monday’s pricing is more affordable than ClickUp’s, and its Standard plan is much less expensive than ClickUp’s Business Plus and Unlimited plans. The difference in pricing is largely due to the additional features that Monday offers compared to ClickUp, such as customizable dashboards and advanced automation. Additionally, Monday’s pricing structure is cleaner and more customizable.
Monday has an easier-to-use interface, which is better for users who are new to project management software. The interface allows users to create boards within a few clicks, and key processes can be automated. This makes it an excellent choice for businesses that need a quick solution.
When it comes to pricing, Monday’s is cheaper than ClickUp’s, which means it’s better for teams with larger numbers of users. Additionally, Monday allows users to set expectations with team members and define out-of-office periods. ClickUp, on the other hand, simply assumes that everyone is working.
Monday’s most comprehensive plan is aimed at large enterprises and comes with premium support, custom onboarding, advanced analytics, and scalable automation and integrations. While ClickUp’s free tier includes 100MB of storage and unlimited users, Monday offers unlimited storage and integrations for $5 per user per month.
How to Make Money on Instagram as an Influencer
Without a doubt, Instagram has become the most used social network by young people and adults. Brands have also seen the incredible potential that this application has to promote their products, but not in any way but through the so-called influencers, who are paid for their publications. But, is it possible to earn money being an influencer? how to make money on instagram? how to be an influencer How many followers do you have to have on Instagram to earn money?
Surely, these questions are going around your head…
If you too would like to become an influencer and want to earn money while using this app. So, keep reading this article, I will tell you how to be an influencer and earn money.
Before we delve into the subject…
What is Instagram?
Instagram is an application that allows you to upload photos and videos adding filters and frames, and share them with friends either on the same social network or on others such as Facebook, Twitter and Tumblr.
This application was released in October 2010 and at first it was only available for iPhone, today you can also find it on Android.
In December of the same year, just three months later, a million people were already using it. This caught the attention of Mark Zuckerberg, who announced in April 2012 that Instagram had been bought by Facebook, for nothing more and nothing less than one billion dollars.
And what is an influencer?
An influencer is a person who has achieved some credibility on a topic and is capable of influencing other people when making decisions.
In recent years, Instagram has become the strongest social network for influencers, who have taken advantage of its potential to become attractive characters for brands.
Why has Instagram become a tool to earn money?
As I told you above, Instagram is one of the most used social networks today. Every day millions of people use this application, therefore for brands it is a showcase open to everyone, 24 hours a day, 365 days a year.
These are the most important Instagram statistics that you should know if you are thinking of being an influencer (2018 data):
- It has more than 500 million active users every day . The number of users is key for this social network to become such a successful business channel.
- 25 million companies have a profile on Instagram.
- 70% of hashtags on Instagram have been created by brands .
- 80 % of Instagram users follow at least one brand or business.
- Every day, more than 200 million users consult a company profile. 2 out of 3 people who visit the profile of a brand are people who do not follow them.
- 92% of users consider the opinion of other consumers to be more reliable than brand advertising.
The main conclusion I draw from this data is that: we love this application. We like to be active users and consume content, and brands know this very well. Also, as happens on a day-to-day basis, if someone tells us about a product or service that they liked, we trust them more.
How many followers do you have to have on Instagram to earn money?
The great question!
The first thing you may have thought of is that you need a lot of followers to be able to earn money as an influencer.
The truth is that this is not always the case, it depends on the area in which you want to stand out. In fact, there are people who, despite having few followers, produce a greater impact than celebrities and are sought after by some brands. These people are known as micro influencers .
However, there are themes that are more crowded than others and therefore, the opportunities to stand out among leading personalities will be less, so your interactions with followers will also be reduced. The result will be that your profile will not draw attention to brands.
So, to answer the question, how many followers do you have to have on Instagram to make money? It is said that in general, for an influencer to start earning money on Instagram, they must have at least 10,000 followers.
And what influencer are you?
According to the First Study of Microinfluencers prepared by SocialPubli, influencers can be categorized according to the number of followers on Instagram:
- Nano influencers: < 1,000 followers
- Micro influencers: < 10,000 followers
- Macro influencers: < 100,000 followers
- Mega influencers: < 1 MM followers
- Top: 1MM + followers
According to this classification, the vast majority of us are nano influencers . Our main followers are our relatives, close friends and some acquaintances. We exert a certain influence on them, when we talk about something that we liked. However, this is not going to make us money on Instagram.
On the other hand, as a micro influencer, you may start to earn money from some brands by talking about them. But at first, you will have to settle for free products. Some brands will compensate you with gifts when you talk about them if you are a micro influencer.
But without a doubt, a macro influencer will earn money by promoting products or services on their Instagram account.
So, according to this study, there is no exact figure that will assure you that you will earn money with this application . Obviously, if you have few followers you won’t get very far. The study also tells us that you can start earning with less than 10,000 followers. But, as I told you before, it depends on the competition in the area in which you want to stand out.
My advice is that instead of just looking at the number of followers, focus on the quality and frequency of your content.
How much money can influencers earn on Instagram?
According to this BBC article , an influencer who has at least 10,000 followers on his Instagram account can start to “earn something”. Although he considers himself a fairly low-level influencer, he can charge as much as $130 for a post.
For influencers with 30,000 followers, earnings per post (for fashion or beauty brands) increase, topping $970.
If we talk about the Mega or Top influencer, these earnings are higher, even reaching six figures!
But in addition to the number of followers, earnings vary depending on the country of residence, the product or service being promoted, and the brand.
How to make money on Instagram as an influencer
So, would you like to make money on Instagram?
Once you’ve reached a significant number of followers (the more the better), here are some ways to make money with your account.
#1 Publish sponsored posts
Sponsored content is the most used form by influencers and the main way to generate income. This method is also used to monetize blogs .
You can get paid to post sponsored content on your Instagram account, even if you don’t have millions of followers.
There are platforms that put brands in contact with influencers . Many of them accept profiles with a few thousand followers.
Attention ! _ If you think that buying followers will get brands to contact you, you are wrong. Brands are interested in the interaction of your followers, that they are active and that it is really noticed that you exert some influence on them. When an account has purchased followers it is easy to notice: there are no comments, few likes, little visibility of your stories, etc…
The publication of sponsored content can be: a photo, several photos, a video, one or several stories, or putting a link to the brand’s website or its products. The more they ask of you, the more you can earn.
#2 Promote affiliate products
This way of monetizing your profile consists of promoting third-party products or services . You will get a commission every time someone buys it.
To earn money on Instagram with affiliate products , the first thing you have to do is find products or services that are of interest to your audience and that are related to the content you share on your profile.
You can continue to share your photos or videos as usual. And from time to time, recommend a product using your affiliate link. Thus, every time a sale is registered, you will receive a commission.
#3 Being a brand ambassador
For some brands it is important to maintain a long-term relationship with an influencer, and even more so if they have thousands of followers. That is why some companies are willing to pay an influencer to be the image of their brand.
In these cases, your tasks will go beyond a publication on Instagram. They will invite you to events, new product launches,… Can you imagine this? Well, for that you will have to reach several hundred thousand followers.
#4 Sell your photographs
This is another way to earn money online , although it has nothing to do directly with this application, but rather with the quality of the photos you take and share.
The photographs that you have uploaded to your Instagram account can be sold to image banks and earn money when a company buys them.
And for this you do not need to have a minimum number of followers, it is simply necessary that your photos are of good quality.
There are different platforms where in a few minutes you can register and upload the photos you want to sell. It is an excellent option to generate income passively .
#5 Promote your own products or services
If big brands use Instagram to promote their products, you can too.
With your content you can show your skills and professionalism, and thus gain credibility and closeness with your followers, who will be more willing to buy something from you.
I have left this idea at the end because although you are not going to generate money directly, it is a good way to create an active and loyal audience. This will translate into an increase in the sale of your products.
The 5 influencers who earn the most money on Instagram
These are the 5 people who earn the most money per post on Instagram. The number of followers is the number they have while I am writing this article (December 2018).
#1 Kylie Jenner. 121 million followers, 1 million dollars per post.
#2 Selena Gomez. 144.4 million followers, 800 thousand dollars per post.
#3 Cristiano Ronaldo. 148 million followers, 750 thousand dollars per post.
#4 Kim Kardashian West. 121.7 million followers, 720 thousand dollars per post.
#5 Beyonce Knowles. 121.3 million followers, 700 thousand dollars per post.
10 Practical tips to become an influencer and earn money on Instagram
1. Become an app expert . Learn to use Instagram and take advantage of all its features.
2. Motivate your followers . Brands are more willing to pay an influencer if they see that their audience is active.
3. Upload good quality photos . It is useless for you to upload 1 photo every 15 minutes if they are out of focus, moved or dark. The quality of the photos you share is key.
4. Learn to edit photos, and get results like the celebrities.
5. Don’t go overboard with sponsored content . Your followers will not like that your content is always to promote a product. In the same way, your audience will not welcome that you promote products that do not correspond to the rest of your content.
6. Be consistent . If you want to become a true influencer and earn money on Instagram, you need to post frequently. If you follow an influencer you will see that their presence on social networks is constant.
7. Create your media kit , and show yourself as a professional. A media kit is a document where you show in a summarized and attractive way all your potential to potential advertisers, through data.
8. Study the marks . Do not assume that all the brands in your segment are good options for your profile. Investigate, study and choose the most interesting companies that are most related to you and your content.
9. Sign up for influencer platforms . If you are determined, don’t wait any longer. Find and choose the best influencer platform for you (or the one you like the most) and sign up.
10. Contact brands . If you already have a significant number of active followers and you also provide added value to your profile, which makes you different from others. So, don’t sit around waiting for brands to knock on your door. Contact them directly, present them your media kit and propose a collaboration.
Can you imagine earning money by uploading a photo? As you have seen it is possible!
If you like photography and are interested in a specific topic, start taking advantage of your Instagram account now. Get the most out of this app! I hope you have taken note of the ways that exist to earn money on Instagram, and also of the practical advice that I have given you.
Before finishing, I leave you here my Instagram account so you can get to know me a little better, follow me and know what I do when I’m not writing on my blog.
Here Are The Best And Safest Places To Buy Real Instagram Followers
A blog article dedicated to explaining the best and safest ways to buy Instagram followers. The article goes over the things that you need to keep in mind when buying followers, how to avoid getting scammed by unscrupulous sellers, and how to get started in buying your own Instagram followers.
Instagram is a social media platform where users can post photos and videos with the aim of connecting with others. In order to increase your visibility and draw in more followers, it’s important to buy real Instagram followers.
There are many places where you can buy real Instagram followers, but we’ve compiled a list of the best and safest places to do so.
We hope this article has helped you find the right source of followers for your account!
The Best and Safest Places to Buy Instagram Followers
If you’re looking to buy Instagram followers, there are a few things you need to keep in mind. First, make sure that the company you choose is reputable and has a good reputation. Second, be sure to choose a service that will provide you with real followers, not fake ones. Finally, be sure to read the terms and conditions of the service before signing up.
Here are some of the best places to buy Instagram followers:
This company is known for providing high-quality followers at a reasonable price. They offer a variety of services, including buying and selling followers, so you can find what you need for your specific needs.
This site offers a wide variety of options for buying followers, including both real and fake followers. You can also find services that provide followers for businesses or individual users.
This site offers a variety of different options for buying followers, including both real and fake ones. They also have a wide range of services to choose from, including buying targeted followers and following people on specific topics or hashtags.
FAQs about Buying Instagram Followers
Are there any risks when buying Instagram followers?
There are no guarantees in the world of social media, but buying followers from reputable companies should pose few risks. However, if you’re worried about possible scams, it’s always a good idea to be cautious and ask around before making the purchase. Additionally, be sure to check the company’s profile and reviews before making a purchase. Finally, always use caution when giving out your personal information, especially if you’re not familiar with the company or site.
check also: trendtuch
If you’re looking to increase your social media following, but are unsure of where to start, we’ve got you covered. In this article, we have compiled a list of the best and safest places to buy real Instagram followers. While there are many companies out there that offer fake followers, we recommend sticking with reputable providers who will only provide followers that are real and active. If you’re still not sure whether or not purchasing followers is the right decision for you, feel free to reach out to us for more information. We would love to help!
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